Non Owners Insurance, non owners quote, get a quote.

Non Owners Insurance

Non Owners Insurance is required by the state of NC to obtain your license, whether you have a vehicle or not. Get your DL123 form by obtaining a quote today.

We can issue your policy and DL123 form the same day over the phone. Please complete the quote below to obtain your insurance.

Non owners covers your liability to others in case you are involved in an accident and are at fault. The minimum limit that North Carolina requires is $30,000 per person, $60,000 per accident, with $25,000 for property damage, for short 30/60/25. You can carry higher limits, but are only required to carry the state minimum.

We recommend that you carry as high of limits as you can afford. The maximum limits are 250/500/100 and an umbrella of 1 -2 million can be added.

If you live with your parents, you do not qualify for non-owners insurance. You will need to have your parents get a quote and add you as a driver. Rates are much lower when you are combined on your parents policy versus trying to get your own policy.

If you are married, you also do not qualify for non-owners insurance and would need to get a quote with your spouse.

If you own a vehicle, are married, or live with your parents, click here for a quote.

Non Owners Insurance Quote
Please note that all fields followed by an asterisk must be filled in.
First Name* First Name*
Last Name* Last Name*
Street Address* Street Address*
City* City*
State/Prov* State/Prov*
Zip/Postal Code* Zip/Postal Code*
E-mail Address* E-mail Address*
Phone Number* Phone Number*
Alternate Phone Number
Occupation* Occupation*
Highest Level of Education
How did you hear about our Agency?* How did you hear about our Agency?*
If other, please list.
Do you live with your parents?* Do you live with your parents?*
Do you own a home or rent?* Do you own a home or rent?*
Do you currently have insurance* Do you currently have insurance*
Date Current Policy Expires
Coverage Desired* Coverage Desired*
Liability Limits Desired
Driver Name* Driver Name*
Date of Birth (mm/dd/yyyy)* Date of Birth (mm/dd/yyyy)*
Sex* Sex*
Marital Status* Marital Status*
Number of Years Licensed* Number of Years Licensed*
Do you have a NC ID, permit or license?* Do you have a NC ID, permit or license?*
If other, please list.
State Licensed and Number
Social Security Number
Self Credit Rating
List All Tickets And Accidents Regardless of Fault.
Do you plan to get a vehicle in the next 60 days?* Do you plan to get a vehicle in the next 60 days?*
Any Comments or Questions?
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